Run AI-driven credit and risk decisioning with Provenir, available as a pre-built connector in Zenoo flows.
Provenir is an AI-powered risk decisioning platform used by lenders and fintechs to make credit and onboarding decisions in real time. It brings together data from many sources, applies decisioning logic and models, and returns an approve, review, or decline outcome. It is strongest for credit risk decisioning, where teams need to combine bureau data, alternative data, and their own policy in one place.
Real-time decisioning engine. Combines data pulls, rules, and models into a single automated decision, which speeds up credit and onboarding outcomes.
Data aggregation across sources. Aggregates bureau, alternative, and internal data so a credit decision draws on a fuller picture of the applicant.
Configurable policy and models. Teams can encode their own risk policy and models, then iterate on decision logic as their lending strategy changes.
Honest notes from community data, each with a way to cover the gap inside a Zenoo flow.
Decisioning, not identity capture. Provenir decides on data it is given, rather than capturing and verifying identity documents. Pair it with identity and document verification in the same Zenoo flow so it decides on trusted inputs.
Depends on the quality of upstream checks. A decision is only as strong as the data feeding it. Zenoo lets you run KYC, screening, and fraud checks first, then hand clean, verified data to Provenir for the credit call.
Configure Provenir in no-code Studio, then add fallback and waterfall logic so onboarding stays live. One contract, one integration, one audit trail across every provider.
Chain these into the same Zenoo flow so one journey covers every check.
Through a pre-built connector. Configure it in no-code Studio, add fallback logic, and get one contract and a unified audit trail across every provider in the flow.
Its focus is decisioning, not identity capture. Most teams run KYC, screening, and document verification in the same Zenoo flow, then pass the verified data to Provenir for the credit decision.
A decisioning engine that aggregates data from many sources. Inside a Zenoo flow it acts as the decision step, with Zenoo handling the journey, provider fallbacks, and audit trail around it.
