Combine Zenoo's onboarding flows with Experian PowerCurve Originations for automated credit decisioning at the point of application.
PowerCurve Originations is Experian's decisioning platform for credit originations. It combines bureau data, scores, and affordability signals with configurable decision strategies, so lenders can approve, refer, or decline applications automatically at the point of application. Through Zenoo it runs as a pre-built connector: identity verification and compliance checks feed the credit decision in one flow.
Bureau data at the decision point. Decisions draw directly on Experian's credit data and scores, one of the deepest bureau datasets available.
Configurable decision strategies. Risk teams can define and adjust approve, refer, and decline strategies without rebuilding the integration.
Built for origination volume. The platform is designed for automated decisioning across consumer and SME lending at scale.
Honest notes from community data, each with a way to cover the gap inside a Zenoo flow.
Credit decisioning, not identity verification. PowerCurve decides creditworthiness. Identity, document, and AML checks come from other providers, which is exactly what a Zenoo flow adds around it.
Enterprise implementation. It is an enterprise decisioning platform, so deployment and strategy design take planning. The pre-built Zenoo connector removes the integration part of that work.
Quote-based pricing. There is no public pricing; commercial terms depend on data and volume requirements.
Configure PowerCurve Originations in no-code Studio, then add fallback and waterfall logic so onboarding stays live. One contract, one integration, one audit trail across every provider.
Chain these into the same Zenoo flow so one journey covers every check.
Through a pre-built connector. Configure it in no-code Studio, add fallback logic, and get one contract and a unified audit trail across every provider in the flow.
Automating credit decisions at the point of application. It combines Experian bureau data, scores, and affordability signals with decision strategies your risk team controls.
No, it decides creditworthiness. In a Zenoo flow, identity verification and AML screening run first, then the verified application passes to PowerCurve for the credit decision.
