Zenoo
eID scheme ● Integrated

Swedish Bank ID

Sweden

BankID is Sweden's leading electronic identity solution, operated by Finansiell ID-Teknik BID AB, a company owned by several of the country's banks. It is issued to people through their bank once they hold a Swedish personal identity number (personnummer), and it is used by millions of residents to log in to banks, government services, healthcare, and private-sector services, and to sign documents electronically.

Scheme facts
Issuing authority Finansiell ID-Teknik BID AB, owned by Swedish banks
Country Sweden
Identifier Swedish personal identity number (personnummer), 12 digits with the date of birth encoded in the first digits
Data returned Verified given name, surname, and personal identity number
Coverage Widely used by the adult population across banking, government, and private services
Official status Sweden's leading electronic ID, not compulsory
What is itHow verification worksWhat you can buildPairs well withFAQ

What is Swedish Bank ID?

BankID is Sweden's leading electronic identity solution, operated by Finansiell ID-Teknik BID AB, a company owned by several of the country's banks. It is issued to people through their bank once they hold a Swedish personal identity number (personnummer), and it is used by millions of residents to log in to banks, government services, healthcare, and private-sector services, and to sign documents electronically.

Verification works through the BankID app on the person's phone or computer. The customer opens BankID and approves the request with their security code or device biometrics such as Face ID or fingerprint. There is no document upload or manual form to complete, so most people finish in well under a minute.

On a completed check, BankID confirms control of the credential and returns the person's verified name and Swedish personal identity number, which itself encodes their date of birth. That result, together with a full audit record, flows back into your Zenoo case.

How verification works

Person opens BankID

The customer starts the BankID app on their phone or computer to approve the identity request.

Approve with code or biometrics

They confirm with their BankID security code or device biometrics such as Face ID or fingerprint. No document upload or form is needed.

Signals returned to your flow

A verified result with the person's name and personal identity number, plus a full audit record, flows straight into your Zenoo case.

What you can build

Open a bank account with a login the customer already trusts.
Onboard new customers for digital services with e-KYC.
Confirm a lending applicant's identity before you extend credit.
Give access to government and healthcare services online.
Capture a legally recognised electronic signature on documents.

Pairs well with

Chain these into one Zenoo Studio flow so a single journey handles identity, screening, and fraud.

Coverage context

One of 209 countries, 16 indicators each

Swedish Bank ID is one scheme in Zenoo's global coverage. Add a neighbouring register or a document fallback without changing your integration.

Norwegian BankIDFinnish Trust NetworkDanish MitID

Frequently asked questions

How do I verify a Swedish BankID identity?

The person opens the BankID app on their phone or computer and approves the request with their security code or device biometrics. BankID then returns their verified name and personal identity number to your service, and Zenoo records the result with a full audit trail.

What data does Swedish BankID return?

A completed check confirms control of the BankID credential and returns the person's verified given name, surname, and Swedish personal identity number (personnummer). The personal identity number encodes the person's date of birth in its opening digits.

Is Swedish BankID mandatory?

No. BankID is Sweden's leading electronic identity and is used across banking, government, and private services, but it is not a compulsory scheme. People obtain it through their bank once they hold a Swedish personal identity number.

How does Swedish BankID verification work with Zenoo?

It runs as a pre-built connector. The person authenticates with BankID, and Zenoo returns a verified result with the person's name and personal identity number, along with a full audit record.

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