Zenoo
eID scheme ● Integrated

Smart-ID

Estonia, Latvia, and Lithuania

Smart-ID is a mobile authentication and digital signature scheme operated by SK ID Solutions. It is widely used across Estonia, Latvia, and Lithuania to log in to banking, e-government, and private services, and to sign documents online. Unlike a card-based national ID, Smart-ID runs entirely in a smartphone or tablet app, so no SIM card or card reader is needed.

Scheme facts
Issuing authority SK ID Solutions
Countries Estonia, Latvia, and Lithuania
Method App-based authentication with two-step PIN or biometrics
Data returned Verified name and national identity number, plus a signed authentication or signature result
Assurance eIDAS level of assurance high, qualified signature creation device
Official status eIDAS-recognised scheme, not compulsory
What is itHow verification worksWhat you can buildPairs well withFAQ

What is Smart-ID?

Smart-ID is a mobile authentication and digital signature scheme operated by SK ID Solutions. It is widely used across Estonia, Latvia, and Lithuania to log in to banking, e-government, and private services, and to sign documents online. Unlike a card-based national ID, Smart-ID runs entirely in a smartphone or tablet app, so no SIM card or card reader is needed.

Smart-ID is recognised under the EU eIDAS regulation. The qualified version reaches level of assurance high, and Smart-ID acts as a qualified signature creation device, so signatures made with it carry the same legal weight as a handwritten signature across the EU.

To verify, the person authenticates in the Smart-ID app by confirming a request and entering their PIN, or by using device biometrics. A verified result, including identity attributes released by the scheme, then returns to your flow with a full audit record.

How verification works

Person opens the Smart-ID app

The customer receives an authentication request on their phone or tablet after entering their identity number or being passed in at launch.

Confirm with PIN or biometrics

The person approves the request with their Smart-ID PIN or device biometrics, which cryptographically confirms control of their account.

Signals returned to your flow

A verified result, the person's name and national identity number, and a full audit record flow straight into your Zenoo case.

What you can build

Open a bank account or complete e-KYC onboarding across the Baltics.
Authenticate returning customers into regulated online services.
Sign loan agreements and contracts with a qualified electronic signature.
Access e-government and public sector services.

Pairs well with

Chain these into one Zenoo Studio flow so a single journey handles identity, screening, and fraud.

Coverage context

One of 209 countries, 16 indicators each

Smart-ID is one scheme in Zenoo's global coverage. Add a neighbouring register or a document fallback without changing your integration.

Estonian Mobile-IDEstonian ID-cardLatvian eID

Frequently asked questions

How do I verify identity with Smart-ID?

The person authenticates in the Smart-ID app by confirming the request and entering their PIN, or by using device biometrics. Zenoo then returns a verified result with the person's name and national identity number, plus a full audit record.

Which countries does Smart-ID cover?

Smart-ID is widely used in Estonia, Latvia, and Lithuania. It runs entirely in a smartphone or tablet app, so no SIM card or card reader is required.

Is a Smart-ID signature legally valid?

Yes. Smart-ID is recognised under the EU eIDAS regulation and acts as a qualified signature creation device, so a qualified signature made with it has the same legal standing as a handwritten signature across the EU.

How does Smart-ID verification work with Zenoo?

It runs as a pre-built connector. The person authenticates in the Smart-ID app, or you pass known data in at launch, and Zenoo returns a verified result with a full audit trail.

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