Zenoo
eID scheme ● Integrated

OneID

United Kingdom

OneID is a UK digital identity service that verifies a person using bank-held data through open banking, rather than through document uploads. Because the person’s bank already holds verified identity details, OneID can confirm who they are in real time with a consent-based, document-free journey. It is regulated by the Financial Conduct Authority and certified under the UK Digital Verification Services Trust Framework.

Scheme facts
Issuing authority OneID Ltd, a private provider regulated by the Financial Conduct Authority (FCA)
Country United Kingdom
Identifier The person’s own bank account, verified through open banking rather than a national identity number
Data returned Verified attributes the person consents to share, such as full name, date of birth, and address, plus identity fraud indicators
Coverage Available to UK current account holders across participating banks, used for KYC, age, and identity checks
Official status Certified under the UK Digital Verification Services Trust Framework and regulated by the FCA
What is itHow verification worksWhat you can buildPairs well withFAQ

What is OneID?

OneID is a UK digital identity service that verifies a person using bank-held data through open banking, rather than through document uploads. Because the person’s bank already holds verified identity details, OneID can confirm who they are in real time with a consent-based, document-free journey. It is regulated by the Financial Conduct Authority and certified under the UK Digital Verification Services Trust Framework.

Verification works by redirecting the person to their own bank’s secure login. The person signs in as they normally would, gives consent to share their details, and is returned to your service. On success, OneID can return verified attributes the person consents to share, such as full name, date of birth, and address, along with identity fraud indicators. There is no document upload or selfie step, because the person proves who they are with their existing online banking credentials.

How verification works

Person authenticates with OneID

The customer is redirected to their own bank’s secure login, signs in as they normally would, and gives consent to share their verified details.

Verified identity confirmed

OneID confirms the identity held by the person’s bank and returns the verified attributes they consent to share, such as full name, date of birth, and address, along with identity fraud indicators.

Signals returned to your flow

Once the connector is activated, a verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.

What you can build

Open a bank account with a bank-verified OneID check instead of a document upload.
Onboard new customers for digital e-KYC with consent-based, document-free verification.
Confirm an applicant’s identity and age before you approve access.
Confirm a lending applicant’s identity before you extend credit.
Reduce onboarding drop-off with a real-time check the person completes in their banking app.

Pairs well with

Chain these into one Zenoo Studio flow so a single journey handles identity, screening, and fraud.

Coverage context

One of 209 countries, 16 indicators each

OneID is one scheme in Zenoo's global coverage. Add a neighbouring register or a document fallback without changing your integration.

mojeID (Poland)iDIN (Netherlands)BankID (Sweden)

Frequently asked questions

How do I verify a OneID identity?

The person is redirected to their own bank’s secure login, signs in as they normally would, and gives consent to share their details. OneID confirms the identity held by the bank and returns verified attributes such as full name, date of birth, and address to your service.

What data does OneID return?

On a successful check OneID can return verified attributes the person consents to share, such as full name, date of birth, and address, along with identity fraud indicators. There is no document upload or selfie step, because the person proves identity through their existing online banking.

Is OneID an official identity scheme?

OneID is a private UK provider that verifies people using bank-held data through open banking. It is regulated by the Financial Conduct Authority and certified under the UK Digital Verification Services Trust Framework, rather than being a state-issued national eID.

How does OneID verification work with Zenoo?

You can activate this connector with your own account. Zenoo’s AI builds the integration, typically within a day. The person then authenticates with OneID and Zenoo returns a verified result with a full audit trail.

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