Zenoo
eID scheme ● Integrated

Mobile-ID

Estonia

Mobile-ID (Mobiil-ID) is part of Estonia's national electronic identity system, letting a person use their mobile phone as a secure digital ID for authentication and legally binding digital signatures. It gives the same functions as the Estonian ID card, but without a card reader, because the credentials live on a special SIM card. The Estonian Information System Authority (RIA) procures the Mobile-ID service, which is delivered through SK ID Solutions.

Scheme facts
Issuing authority Part of Estonia's national eID system, procured by the Information System Authority (RIA) and delivered through SK ID Solutions
Country Estonia
Identifier Estonian personal identification code (isikukood)
Data returned Verified name and confirmation of the personal identification code
Coverage Used across Estonia's e-services for secure login and digital signing on a mobile phone
Official status Official national electronic ID, notified under eIDAS at a high assurance level
What is itHow verification worksWhat you can buildPairs well withFAQ

What is Mobile-ID?

Mobile-ID (Mobiil-ID) is part of Estonia's national electronic identity system, letting a person use their mobile phone as a secure digital ID for authentication and legally binding digital signatures. It gives the same functions as the Estonian ID card, but without a card reader, because the credentials live on a special SIM card. The Estonian Information System Authority (RIA) procures the Mobile-ID service, which is delivered through SK ID Solutions.

Verification is tied to the person's Estonian personal identification code (isikukood). To authenticate, the person enters their mobile number and confirms with a personal PIN, and a challenge is sent to the secure SIM card on their phone. The scheme then confirms the identity linked to that personal code and can return verified details such as the person's name, so there is no document upload or selfie step.

How verification works

Person authenticates with Mobile-ID

The customer enters their mobile number and confirms with a personal PIN, and a challenge is sent to the secure SIM card on their phone to prove who they are.

Verified identity confirmed

The scheme confirms the identity linked to the person's personal identification code and returns verified details such as their name.

Signals returned to your flow

A verified result, the confirmed identity details, and a full audit record flow straight into your Zenoo case.

What you can build

Open a bank account with a verified Mobile-ID login instead of a document upload.
Onboard new customers for digital e-KYC with a trusted national credential.
Confirm a lending applicant's identity before you extend credit.
Sign agreements and mandates digitally with a legally recognised electronic signature.
Give verified access to government and public online services.

Pairs well with

Chain these into one Zenoo Studio flow so a single journey handles identity, screening, and fraud.

Coverage context

One of 209 countries, 16 indicators each

Mobile-ID is one scheme in Zenoo's global coverage. Add a neighbouring register or a document fallback without changing your integration.

Smart-IDBankID (Sweden)Finnish Trust Network

Frequently asked questions

How do I verify an Estonian Mobile-ID identity?

The person authenticates with Mobile-ID by entering their mobile number and confirming with a personal PIN, which sends a challenge to the secure SIM card on their phone. The scheme confirms the identity linked to their personal identification code and returns verified details such as their name to your service.

What data does Mobile-ID return?

On a successful authentication the scheme can return the person's verified name, along with confirmation of their personal identification code. There is no document upload or selfie step, because the person proves identity with their existing Mobile-ID credentials.

Is Mobile-ID mandatory in Estonia?

Mobile-ID is one of Estonia's official electronic identity options alongside the ID card and Smart-ID, and it is not compulsory to use. It is a popular way to log in and sign digitally directly from a mobile phone.

How does Mobile-ID verification work with Zenoo?

It runs as a pre-built connector. The person authenticates with Mobile-ID, and Zenoo returns a verified result with the confirmed identity details and a full audit trail.

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