Confirm bank account ownership with Zenoo integrated with GIACT GAuthenticate, matching customer data against authoritative bank records.
GAuthenticate is GIACT's bank account verification product, part of the LSEG group. It confirms that a customer owns and can use a given bank account by matching their details against authoritative account data, which helps reduce payment fraud and failed transactions.
Account ownership verification. Matches customer identity details against bank account records to confirm the person is the account holder, not just that the account exists.
Reduces payment fraud and returns. Verifying account ownership before enabling payments cuts fraudulent debits and failed or misdirected transactions.
Backed by LSEG data. As part of GIACT under LSEG, it draws on established account and identity data assets, with strong US coverage.
Complements identity checks. Sits within GIACT's suite, so account verification pairs naturally with GVerify identity checks from the same provider.
Honest notes from community data, each with a way to cover the gap inside a Zenoo flow.
Account check, not full identity verification. It confirms account ownership, not a full KYC identity decision. Pair it with identity and document verification, which Zenoo runs in the same flow.
Coverage strongest in the US. GIACT's account-data assets are deepest in the United States. For other markets, confirm coverage and consider an open-banking alternative routed in the same Zenoo flow.
One signal among several. Account verification is strongest as part of a layered flow rather than a sole fraud control. Combine it with device and screening checks for higher-risk journeys.
Configure GAuthenticate in no-code Studio, then add fallback and waterfall logic so onboarding stays live. One contract, one integration, one audit trail across every provider.
Chain these into the same Zenoo flow so one journey covers every check.
Through a pre-built connector. Configure it in no-code Studio, add fallback logic, and get one contract and a unified audit trail across every provider in the flow.
No. It confirms bank account ownership, not full KYC identity. Run identity and document verification alongside it, which Zenoo handles in the same flow.
Its account-data coverage is strongest in the US. For other markets, Zenoo can route to an open-banking alternative in the same flow.
